What Is a Credit Card Balance Transfer? - Ramsey
![](https://cdn.ramseysolutions.net/daveramsey.com/media/blog/debt/types-of-debt/credit-card-balance-transfer.jpg)
Looking for a way to consolidate your credit card debt or get a credit card with a lower interest rate? Find out if you should do a credit card balance transfer.
With credit card interest as high as it is, many people are turning to balance transfer credit cards. Learn why balance transfers are a bad idea.
![](https://mms.businesswire.com/media/20210503005117/en/875280/5/Q1_Ramsey_SPF_Debt_Stat.jpg)
Ramsey Solutons' Q1 State of Personal Finance Study Confirms Americans Are Stressed About Money
![](https://i.ytimg.com/vi/VyqTe39ySy4/hq720.jpg?sqp=-oaymwEhCK4FEIIDSFryq4qpAxMIARUAAAAAGAElAADIQj0AgKJD&rs=AOn4CLADXkh4I3dmQqY2mEDFtx7B5wCV_A)
Should I Transfer My Credit Card Balance To A 0% Interest Account?
![](https://m.media-amazon.com/images/I/514Lrz665EL._SL10_UR1600,800_CR200,50,1200,630_CLa%7C1200,630%7C514Lrz665EL.jpg%7C0,0,1200,630+82,82,465,465_PJAdblSocialShare-Gradientoverlay-largeasin-0to70,TopLeft,0,0_PJAdblSocialShare-AudibleLogo-Large,TopLeft,600,270_OU01_ZBLISTENING%20ON,617,216,52,500,AudibleSansMd,30,255,255,255.jpg)
The Total Money Makeover by Dave Ramsey - Audiobook
![](https://ktar.com/wp-content/uploads/2022/12/debit-card-bank-g8ea86239a_1280-pixabay.jpg)
Dave Ramsey says: Debit card has same protections as credit card
Dave Ramsey - The truth is that most people never use their credit card perks, and end up paying tons of interest.
![](https://cf-images.us-east-1.prod.boltdns.net/v1/static/854081161001/307c0655-8219-41eb-9a6f-b8463ded2a73/59ee8f8c-d54a-4494-86c2-175ba160c7d6/1280x720/match/image.jpg)
Dave Ramsey's best advice for fixing credit card debt: 'People are hurting
![](https://img.money.com/2014/06/screen-shot-2014-06-01-at-4-35-43-pm.png)
Save like Dave Ramsey Just Don't Invest Like Him
![](https://i.ytimg.com/vi/2-tr26CuHF8/hq720.jpg?sqp=-oaymwEhCK4FEIIDSFryq4qpAxMIARUAAAAAGAElAADIQj0AgKJD&rs=AOn4CLBK85_7PwG_5nlxz6SJh0itYaZclw)
Should I Transfer My Credit Card Balance To A 0% Interest Account?
![](https://ktar.com/wp-content/uploads/2017/03/credit-card-1583534_960_720.jpg)
Dave Ramsey says: Get rid of credit cards to save money