Common Things That Improve or Lower Credit Scores
![](https://www.investopedia.com/thmb/Y09HupSde4wciU7N3umdGbRA2_A=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/common-things-that-improve-and-lower-credit-scores2-f5cf389fdf4f46579ddcc49d8db40525.png)
Credit scores are used by lenders to estimate your credit risk. Here are common things that can raise or lower your score, including your payment history and credit mix.
![](https://www.myfico.com/credit-education-static/images/education/ce_FICO-Score-chart.png)
How are FICO Scores Calculated?
![](https://bsmedia.business-standard.com/_media/bs/img/article/2022-05/03/full/1651517729-7213.jpg?im=FeatureCrop,size=(826,465))
Explained: What is a credit score, why is it important & how to
Chelsey Olson- #1 Properties
![](https://www.investopedia.com/thmb/Ta2-qP5r0sIh5TW8VcLilDLmXUI=/1500x0/filters:no_upscale():max_bytes(150000):strip_icc()/credit-score-factors-4230170-v22-897d0814646e4fc188473be527ea7b8a.png)
The 5 Biggest Factors That Affect Your Credit
![](https://www.transunion.com/blog/credit-advice/whats-considered-a-good-credit-score/_jcr_content/root/contentcontainer/tupagesectionwithbac_261016045/columnrow/image_948520106.coreimg.jpeg/1686859681944/credit-score-ranges-inline-graphic.jpeg)
What Is a Good Credit Score?
Ronald Bell on LinkedIn: Common Things That Improve or Lower Credit Scores
David J. Deutsch on LinkedIn: 4115 W Kenyon Avenue Denver, CO 80236
![](https://seabiscuitinthestable.co.za/images/articles/article-09.png)
Online Cash Loans
![](https://www.wastefunding.com/wp-content/uploads/2019/08/Screen-Shot-2019-08-08-at-2.58.26-PM-1080x675.png)
7 Steps to Take to Improve Your Credit Score - Wastefunding
![](https://www.investopedia.com/thmb/7MVATnfWTocbRrUPg99_t-pXwmo=/400x250/filters:no_upscale():max_bytes(150000):strip_icc()/how-do-i-remove-charge-offs-from-my-credit-5075534-Final-820b5d6f77e1452eaa62351e6a08e89e.jpg)
Can You Pay to Remove a Bad Credit Report?