How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

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How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would

How does PCGS and NGC determine if a coin is needs a scratched details grade? How does this effect value? Does this look like if submitted to NGC or PCGS it would